Founded in New Jersey in 1956, Garden State Life Insurance Company is a small but reputable provider of insurance products for people all across New York. Today, Garden State is a subsidiary of American National Insurance, allowing them to offer more products and options than ever before.
Garden State’s popular term life insurance plans, QuickGard and CashGard , can provide valuable, term-based coverage for individuals up to 80 years old.
And new in 2020, Garden State also offers a number of Medicare Supplement products. Unlike their life insurance plans, Garden State Medicare Supplement is available to residents of 19 different states, not just those who live in New York.
Medicare Supplement plans, or simply “Medigap”, make it possible to cover the sometimes-tremendous costs of health care … the costs that Original Medicare doesn’t cover .
These privately-owned insurance plans can be used to pay for out-of-pocket expenses like copayments and deductibles. Medigap can also be used to pay for services, treatments, and products not covered by Medicare, like vision, dental, and prescription drug coverage.
Garden State offers Medigap plans to residents of CA, CO, DE, ID, IL, KS, KY, LA, MD, MI, MO, NC, OK, OR, PA, SD, TN, TX, or WI. Standard plan options include A, F, G, N, and M, as well as high-deductible options.
Your Personal Benefits Manager can help you choose the right plan for your needs.
Nobody likes paying for things that they aren’t going to use, which is why so many Americans are hesitant to purchase life insurance.
Garden State provides “pure” term life insurance, which means that you’re only going to be paying for what you need. Unlike many life insurance plans, Garden State keeps things simple, avoiding the overly-complicated investment structures of larger plans.
